Conditional Cash Transfer 2025 | Easy Guide on How to Register

Conditional Cash Transfer 2025 | Easy Guide on How to Register

The Federal Government of Nigeria has launched a number of intervention programs to alleviate hardship and advance financial inclusion because millions of Nigerians live below the poverty line. The Conditional Cash Transfer (CCT) program, which was created to assist low-income and vulnerable households nationwide, is among the most effective of these.

However, a large number of eligible Nigerians do not know how to sign up or take advantage of the program. This guide aims to address that.

The qualifying requirements, how to utilize the *969# code, how to register for the Conditional Cash Transfer in Nigeria in 2025, and how to access the FG ₦25,000 cash transfer online are all covered in this comprehensive tutorial. Let’s get started.

About Conditional Cash Transfer (CCT) in Nigeria

The Conditional Cash Transfer (CCT) is a Federal Government initiative aimed at reducing poverty by providing direct cash payments to poor and vulnerable households, empowering them to meet basic needs and invest in health, education, and livelihoods.

This program is implemented by the National Cash Transfer Office (NCTO) under the supervision of the Federal Ministry of Humanitarian Affairs and Poverty Alleviation.

Conditional Cash Transfer (CCT) Eligibility in Nigeria

To qualify for the Conditional Cash Transfer in Nigeria:

  • You must be listed in the National Social Register (NSR).

  • You must belong to a poor or vulnerable household identified through the CBT process.

  • You must participate in the orientation and ID creation process.

You can check if you’re listed by visiting your Local Government Council Office or reaching out to the NCTO.

How to Register for Conditional Cash Transfer in Nigeria (2025)

1. Community Mobilization and Stakeholder Sensitization

The registration process begins with community mobilization:

  • Community leaders are sensitized on the goals of the CCT program.

  • They help identify poor and vulnerable households through the Community-Based Targeting (CBT) method.

  • The National Social Register (NSR) is then updated based on verified data.

This process ensures transparency and local ownership of the program.

2. Beneficiary Orientation

Once households are shortlisted:

  • Beneficiaries attend an orientation program explaining the CCT’s goals, benefits, and responsibilities.

  • They are informed about the Grievance Redress Mechanism in case of issues.

  • Each household chooses a Primary Caregiver (usually a woman) and an Alternate Caregiver to receive and manage the funds.

3. Data Collection and ID Card Creation

After orientation:

  • Caregiver details are collected electronically via a secure mobile app.

  • Beneficiaries are issued Program Identity Cards used during cash disbursement.

  • Data is securely uploaded to the National Beneficiary Database.

Applying for Federal Government Conditional Cash Transfer Online

Currently, you cannot apply directly online for the CCT program. The process is community-driven and data-based, using information from the National Social Register (NSR). However, online portals like the Tinubu Palliative Portal are open during active phases of mass registration.

*About the 969# Conditional Cash Transfer Code

The 969# USSD code is designed to:

  • Help beneficiaries check their payment status.

  • Report delays or issues with disbursements.

  • Receive real-time updates on upcoming payments.

To use it:

  • Dial *969# on your mobile phone.

  • Follow the instructions to access your beneficiary information.

FG ₦25,000 Cash Transfer Portal – Tinubu Palliative Scheme

In response to fuel subsidy removal and inflation, the Federal Government launched a special ₦25,000 cash transfer for 15 million households, also known as the Tinubu Palliative Program.

Key Details:

  • ₦25,000 monthly for 3 months (totaling ₦75,000 per household).

  • Registration began on November 7, 2023.

  • Managed via the Tinubu Palliative Registration Portal.

  • Targets households already in the NSR database.

FG ₦25,000 Portal Requirements:

To apply, you may be asked to provide the following:

  • Full Name

  • Phone Number

  • BVN (Optional)

  • Bank Name & Account Number (Optional)

  • Date of Birth

  • Gender

  • Marital Status

  • State & Local Government Area

  • Names of your 2 Children or your Brother (for household verification)

Note: Even if you don’t have a bank account, the government will create a wallet account to facilitate payments.

How to Access the FG ₦25,000 Tinubu Palliative Portal

While access to the portal may be limited to government agents during mass registration periods, keep these tips in mind:

  1. Stay updated via ncto.gov.ng or credible news outlets.

  2. Contact your Local Government Office to know if your area is conducting registrations.

  3. *Use the 969# USSD code to check your inclusion status.

Why You Should Register for the CCT Program

Here are some reasons to consider:

  • Provides economic relief for low-income families.

  • Enables parents to invest in child’s education and nutrition.

  • Boosts local economies through increased household spending.

  • Helps women caregivers gain control over household finances.

  • Supports national development goals on poverty reduction.

Contact the National Cash Transfer Office (NCTO)

If you need help or want to confirm your eligibility, reach out to the NCTO:

  • Emailinfo@ncto.gov.ng

  • Website: ncto.gov.ng

Or visit your local LGA office for specific information on how the program is being run in your area.

Conclusion

The Conditional Cash Transfer program is more than just cash — it’s about giving poor households a chance to rise above hardship and rebuild. With over 15 million households already benefiting, this program is a major lifeline.

If you or someone you know qualifies, don’t wait. Stay informed, register early through your local authorities, and take full advantage of this initiative.

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